One of the things I like about my insurance company is that they include my protective gear in the case of a crash. I was talking to a co-worker about this today and telling him to make sure that he asked his company about this.
Later I realized that my gear is worth more than my motorcycle, and probably has been for a couple of years. Certainly the replacement value of it is, not hard though considering my bike is worth only about a thousand dollars on a good day. My gear is easily worth twice that.
It is of course worth every cent.
I just hadn’t thought about it in a while, but quality gear isn’t cheap and there are several pieces that are not very cheap on their own and add up to a princely sum together.
The point of all this?
I’m not sure, maybe I’m just trying to justify a new motorcycle, or more likely make sure your insurance company covers more than your bike should the worst happen.